Terms
Terms of use of the institutional site.
These terms apply to the BMF Soluções site at bmfsolucoes.com.br, in Portuguese and in English. By browsing, you agree to the rules below.
Who we are
BMF Soluções, based at Rua Niterói, 2199, Rio das Ostras, RJ, Brazil, postal code 28895-642, develops technology to optimize operations, integrate information and drive results. This site presents the company, the MiO Ecosystem, specialized services and Master Plan consulting.
Phone: +55 (22) 98802-8267 and +55 (22) 98141-8191. Commercial hours: 08:00–17:30. Support: 09:00–17:00. Written channel: contact form.
What this site is — and is not
This is the institutional site. It informs; it does not replace a contract, a commercial proposal, a scheduled demonstration or access to the platforms. Descriptive content (modules, services, method) is not a binding offer or a results guarantee.
MiO, MiO4u, eMiO and EAD MiO run on their own addresses (mio.app.br, mio4u.app.br, emio.app.br and ead.mio.app.br). Login, passwords, operational data and the terms of those environments are defined there, not on this page.
Permitted use
You may browse to learn about BMF Soluções, its products and services, and use the form to reach the team. You may not copy the site for commercial use, scrape content in bulk, attempt unauthorized access, overload the server, or use the form for spam, unlawful content or third-party data without authorization.
Brands and content
The BMF Soluções brand (including the globe and the colour and white horizontal logos), the MiO, MiO4u, eMiO and EAD MiO brands, texts, operation photographs, the hero video, layout and the Brand Center at /bmf-brand/ belong to BMF Soluções or are used with permission. Client logos identify operations served; they do not imply a public endorsement beyond what each company authorized.
Do not use these brands outside the Brand Center rules, or imply a partnership, certification or authorship that does not exist.
Contact form
Submitting the form at /en/contact/ opens WhatsApp on +55 (22) 98802-8267, with the details you filled in. It is subject to the Privacy Policy. Subject, message and details must be accurate. BMF replies according to the subject you choose (demonstration, products, Master Plan, specialized services, support, finance or other) and the stated business hours.
Links and third-party sites
The site links to Instagram (@bmfsolucoes), WhatsApp, product platforms and the Brand Center. Each destination has its own rules. BMF does not control social-network, Meta WhatsApp or product-environment content after you click away.
Availability
We work to keep the site available, but maintenance, URL changes or downtime may occur. The hero video and the fonts are files on this site, not advertising services.
Limitation
To the extent permitted by Brazilian law, BMF Soluções is not liable for misuse of institutional content, for decisions based only on this site without speaking to the team, or for failures of network, devices or third-party services (WhatsApp/Meta, Instagram, product platforms, hosting).
Law and venue
Brazilian law applies. The courts of Rio das Ostras, RJ, are elected, without prejudice to consumer rights to another venue where applicable.
Changes
We may update these terms when the site or the operation changes. The current version is the one published on this page, with the date below. Continued use after a change means you agree to the new text.
Related documents: Privacy Policy and Cookies and local storage.
Last updated: 14 August 2026.